Covington County property record for 7 Stephens Ln, Sumrall, MS 39482 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,316 sqft Adjusted Area |
| Lot Size | 43,940 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,650.00 (2025) |
| Primary APN | 117036 01914 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,316 sqft Adjusted Area |
| 1st Floor | 1,878 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,940 sqft (1 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 17404 |
|---|---|
| Street Address | 7 STEPHENS LN |
| City | SUMRALL |
| State | MS |
| Zip | 39482-6001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HAYDEN HILLS S/D B 0362 P 0422 10/02/2023 |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 36 |
| Legal Subdivision | HAYDEN HILLS |
| Legal Lot Number | 14 |
| Jurisdiction | COVINGTON MS |
| Minor Civil Division | 2 |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 950402 |
Source: Covington County records · APN 117036 01914
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 20, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST BANK |
| Jul 31, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST BANK |
| Mar 25, 2020 | Deed of Trust, Mortgage CITIZENS BANK |
| Oct 02, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TRUSTMARK NATIONAL BANK |
| Sep 30, 2020 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000752/506 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 752/506 |
| Instrument | 1056573 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 23, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000751/593 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 751/593 |
| Instrument | 1056310 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000774/738 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 774/738 |
| Instrument | 1063129 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMRALL, MS 39482 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Aug 31, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Oct 02, 2023 |
| Property Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Document Number | 000362/422 |
| Book / Page | 362 / 422 |
| Instrument Date | Sep 06, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Document Number | 0000818167 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | 818/167 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Sep 30, 2020 |
| Property Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Document Number | 000344/394 |
| Book / Page | 344 / 394 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 1065471 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 ROBERTS LN, SUMRALL, MS 39482-5482 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7 STEPHENS LN, SUMRALL, MS 39482-6001 |
Source: Covington County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (+15.79%) Disabled Person's exemption | $20,308 (-) | |
| 2024 | $20,308 (+5.62%) | $203,080 (-) Land $18,000 Building $185,080 | |
| 2023 | $19,228 (-) | $203,080 (+5.62%) Land $18,000 Building $185,080 | |
| 2022 | $1,425.00 (+1,556.98%) Disabled Person's exemption | $19,228 | $192,280 Land $7,200 Building $185,080 |
| 2019 | $86.00 |
Source: FEMA National Flood Hazard Layer, Covington County (28031C), updated April 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 84% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 382 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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