Covington County property record for 3 Stephens Ln, Sumrall, MS 39482 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,961 sqft Adjusted Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,250.00 (2025) |
| Primary APN | 117036 01915 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,961 sqft Adjusted Area |
| 1st Floor | 1,572 sqft 1st Floor |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 17405 |
|---|---|
| Street Address | 3 STEPHENS LN |
| City | SUMRALL |
| State | MS |
| Zip | 39482-6001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 HAYDEN HILLS S/D B 0357 P 0556 12/02/2022 |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 36 |
| Legal Subdivision | HAYDEN HILLS |
| Legal Lot Number | 15 |
| Jurisdiction | COVINGTON MS |
| Minor Civil Division | 2 |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 950402 |
Source: Covington County records · APN 117036 01915
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2025 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA STATE BANK |
| Jul 15, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage CITIZENS BANK |
| Dec 02, 2022 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 3 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 64 LEE ELLZEY RD, ELLISVILLE, MS 39437-8787 |
| Document Number | 000833/246 |
|---|---|
| Date | Apr 08, 2025 |
| Book Page | 833/246 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | PETAL, MS 39465 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 10, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 3 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 HOWARD FOLKES RD, SEMINARY, MS 39479-4425 |
| Document Number | 000803/643 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 803/643 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Dec 02, 2022 |
| Property Address | 3 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Document Number | 000357/556 |
| Book / Page | 357 / 556 |
| Instrument Date | Nov 30, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 HOWARD FOLKES RD, SEMINARY, MS 39479-4425 |
| Name | Verified Name |
|---|---|
| Address | 3 STEPHENS LN, SUMRALL, MS 39482-6001 |
| Document Number | 0000808502 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 808/502 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
Source: Covington County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250.00 (+1,765.67%) Disabled Person's exemption | $16,137 (-) | |
| 2024 | $16,137 (+4.87%) | $161,370 (-) Land $21,000 Building $140,370 | |
| 2023 | $15,387 (+1,951.6%) | $161,370 (+3,127.4%) Land $21,000 Building $140,370 | |
| 2022 | $67.00 (+11.67%) | $750 | $5,000 Land $5,000 |
| 2019 | $60.00 |
Source: FEMA National Flood Hazard Layer, Covington County (28031C), updated April 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 84% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 382 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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