Covington County property record for 10 Stephens Ln, Sumrall, MS 39482 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,240 sqft · built 2024 |
| Lot Size | 0.803 acres (34,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 117036 01918 |
| Primary APN | 117036 01918 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,240 sqft Adjusted Area |
| 1st Floor Area | 1,826 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 34,994 sqft (0.803 acres) |
| Deck Area | 147 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17408 |
|---|---|
| Street Address | 10 STEPHENS LN |
| City | SUMRALL |
| State | MS |
| Zip | 39482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 HAYDEN HILLS S/D B 0369 P 0560 12/26/2024 |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 36 |
| Legal Subdivision | HAYDEN HILLS |
| Legal Lot Number | 18 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 950402 |
Source: Covington County records · APN 117036 01918
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 STEPHENS LN, SUMRALL, MS 39482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 10 STEPHENS LN, SUMRALL, MS 39482-6006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 HOWARD FOLKES RD, SEMINARY, MS 39479-4425 |
| Document Number | 000822/203 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 822/203 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Covington County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (+1,048.08%) Disabled Person's exemption | $15,555 (+1,340.28%) | |
| 2024 | $104.00 (+8.33%) | $155,550 (+2,060.42%) Land $7,200 Building $148,350 | |
| 2023 | $1,080 (-) | $7,200 (-) Land $7,200 | |
| 2022 | $96.00 (+11.63%) | $1,080 | $7,200 Land $7,200 |
| 2019 | $86.00 |
Source: FEMA National Flood Hazard Layer, Covington County (28031C), updated April 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280319504022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Most Recent Claim | Jun 2026, river or lake flooding, Tropical Storm Arthur |
| Wildfire Risk | Moderate above 65% of the US · above 84% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 382 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Pearl River Valley Electric Power Association | Fiber | 1,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures