6 Stephens Ln, Sumrall, MS 39482 Property Records

Covington County property record for 6 Stephens Ln, Sumrall, MS 39482

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Aug 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`117036 01917`

Property Details

APN / Parcel Number

Primary APN	`117036 01917`
Alternative APN	`17407`

Interior

Full Baths	2 Baths
Building Area	2,050 sqft Adjusted Area
1st Floor Area	1,662 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17407
Street Address	6 STEPHENS LN
City	SUMRALL
State	MS
Zip	39482-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 HAYDEN HILLS S/D B 0361 P 0735 08/16/2023
Legal Range	16W
Legal Township	06N
Legal Section	36
Legal Subdivision	HAYDEN HILLS
Legal Lot Number	17
Jurisdiction	COVINGTON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2048
Census Tract	950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 STEPHENS LN, SUMRALL, MS 39482-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Aug 16, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	6 STEPHENS LN, SUMRALL, MS 39482-6006
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HOWARD FOLKES RD, SEMINARY, MS 39479-4425

Mortgage

Document Number	000811/702
Date	Mar 23, 2023
Book Page	811/702

Lender

Name	CITIZENS BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Aug 16, 2023
Property Address	6 STEPHENS LN, SUMRALL, MS 39482-6006
Document Number	000361/735
Book / Page	361 / 735
Instrument Date	Aug 14, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 HOWARD FOLKES RD, SEMINARY, MS 39479-4425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 STEPHENS LN, SUMRALL, MS 39482-6006

Mortgage

Document Number	0000816429
Date	Aug 16, 2023
Instrument	816/429

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+1,210.42%) Disabled Person's exemption	$16,223 (-4.98%)
2024		$17,073 (+1,480.83%)	$162,230 (-4.98%) Land $18,000 Building $144,230
2023		$1,080 (-)	$170,730 (+2,271.25%) Land $26,500 Building $144,230
2022	$96.00 (+11.63%)	$1,080	$7,200 Land $7,200
2019	$86.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 83% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people · EPA ID MS0370011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Windstream.

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