7 Spring Rd, Bellingham, WA 98229 Property Records

Whatcom County property record for 7 Spring Rd, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,384 sqft · built 2000
Owner	Individual Name on File
Last Sale	$588,500 (Aug 2021)
Tax Bill	$5,122 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`583935`

Property Details

APN / Parcel Number

Primary APN	`583935`
Alternative APNs	`370408 055457 0000` `487994` `32877`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	984 sqft
Finished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	111 sqft
Deck Area	96 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	487994
Street Address	7 SPRING RD
City	BELLINGHAM
State	WA
Zip	98229-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	LOT A LOT CONSOLIDATION SHORT PLAT-LLA TO LOTS 6/7/8 SUDDEN VALLEY DIV 19 AS REC AF 1971202771
Legal Range	04
Legal Township	37
Legal Section	08
Legal Subdivision	SUDDEN VALLEY DIV 19
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1016
Census Tract	809

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7 SPRING RD, BELLINGHAM, WA 98229-7644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE PACIFIC
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 24, 2017	Deed of Trust, Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	May 3, 2011 · Amount on Record
Deed Document Number	2021-0804463
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 30, 2021
Property Address	7 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	0000804463
Instrument Date	Aug 27, 2021
Instrument	2021-0804463
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,580.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SPRING RD, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	0000804464
Date	Aug 30, 2021
Instrument	2021-0804464

Lender

Name	BANK OF THE PACIFIC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2200902138
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	2200902138
Date	Sep 14, 2020
Instrument	902138

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 13, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2200300615
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	2200300615
Date	Mar 6, 2020
Instrument	300615

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2171003350
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	CHICAGO TITLE INC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	2171003350
Date	Oct 30, 2017
Instrument	1003350

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,122.00 (+37.06%)	$572,607 (+17.02%) Land $171,180 Building $401,427	$572,607 (+17.02%) Land $171,180 Building $401,427
2022		$489,315 Land $146,280 Building $343,035	$489,315 Land $146,280 Building $343,035
2021	$3,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Radiate Holdings.

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