23 Spring Rd, Bellingham, WA 98229 Property Records

Whatcom County property record for 23 Spring Rd, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,922 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jan 2025)
Tax Bill	$313 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`370408-059428-0000`

Property Details

APN / Parcel Number

Primary APN	`370408-059428-0000`
Alternative APNs	`542778` `32885` `24945`

Exterior

Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Location & Zoning

Account Number	32885
Street Address	23 SPRING RD
City	BELLINGHAM
State	WA
Zip	98229-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SUDDEN VALLEY DIV 19 LOTS 16-17-SUBJ TO IRREVOCABLE COVENANT TO BIND PROPERTIES AF 2030103355-LOT 17 SUBJ TO 25 YEAR SEWER RESTRICTION REC AF 2030103145
Legal Range	04
Legal Township	37
Legal Section	08
Legal Subdivision	SUDDEN VALLEY DIV 19
Legal Block	1
Legal Lot Number	16-17
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1016
Census Tract	809

Owner

23 Spring Rd is owned and occupied by an individual who bought it in January 2025.

Source: Whatcom County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Construction Mortgage BFSPV I LLC
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC
Jan 22, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 22, 2025	Intrafamily Transfer, Transfer GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE
Jan 31, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 10, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	20251399
Prior Transfer Date	Jan 11, 2025
Prior Transfer Doc	0000001426
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000348
Date	Oct 5, 2023
Instrument	2023-1000348

Lender

Name	BFSPV I LLC
Address	BELLEVUE, WA 98005

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPRING RD, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	0001001697
Date	Oct 22, 2025
Instrument	2025-1001697

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 22, 2025
Property Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	0000101399
Map Reference	VOL 11 PG 45&46
Instrument Date	Jan 16, 2025
Instrument	2025-0101399
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN NW TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4397 SUCIA DR, FERNDALE, WA 98248-9023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPRING RD, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	0000101400
Date	Jan 22, 2025
Instrument	2025-0101400

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 22, 2025
Property Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	0000101426
Map Reference	VOL 11 PG 45&46
Instrument Date	Jan 11, 2025
Instrument	2025-0101426
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23 SPRING RD, BELLINGHAM, WA 98229-7644

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 31, 2020
Property Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2200103727
Instrument Date	Jan 30, 2020
Instrument	103727
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$101.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4397 SUCIA DR FERNDALE WA 982489023, FERNDALE, WA 98248-9023

December 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 10, 2019
Property Address	23 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2191201436
Instrument Date	Dec 9, 2019
Instrument	1201436
Transaction Type	Foreclosure
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Tax Assessment & Valuation

The 2025 property tax bill for 23 Spring Rd was $313, down 6.6% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (-6.57%)	$519,316 (+1,285.06%) Land $136,944 Building $382,372	$519,316 (+1,285.06%) Land $136,944 Building $382,372
2024	$335.00	$37,494 Land $37,494	$37,494 Land $37,494
2022		$32,045 Land $32,045	$32,045 Land $32,045
2021	$199.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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