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  5. Spring Rd

11 Spring Rd, Bellingham, WA 98229 Property Records

Whatcom County property record for 11 Spring Rd, Bellingham, WA 98229

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,388 sqft · built 1973
Lot Size0.112 acres (4,894 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Aug 2021)
Tax Bill$4,132 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN370408-062448-0000

Property Details

APN / Parcel Number

Primary APN370408-062448-0000
Alternative APNs
  • 533851
  • 583177
  • 32893

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area1,413 sqft
1st Floor Area768 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2014
Architectural StyleMulti-Level
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area4,894 sqft (0.112 acres)
PorchCovered Concrete/Masonry Porch
Porch Area25 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number32893
Street Address11 SPRING RD
CityBELLINGHAM
StateWA
Zip98229-7644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR3
Legal DescriptionSUDDEN VALLEY DIV 19 LOT 10
Legal Range04
Legal Township37
Legal Section08
Legal SubdivisionSUDDEN VALLEY DIV 19
Legal Block1
Legal Lot Number10
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1016
Census Tract809

Owner

Source: Whatcom County records · APN 370408-062448-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11 SPRING RD, BELLINGHAM, WA 98229-7644
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Warranty Deed, Transfer · FHA Mortgage
UMPQUA BANK
Mar 05, 2019Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BK
Mar 05, 2019Quit Claim Deed, Transfer
UMPQUA BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2021 · Amount on Record
Deed SaleAug 06, 2021 · Amount on Record
Prior SaleAug 06, 2021 · Amount on Record
Deed Document Number2021758
Prior Transfer DateMar 01, 2019
Prior Transfer Doc0000300319
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 06, 2021
Property Address11 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number0000800758
Map ReferenceVOL 11 PG 45&46
Instrument DateJul 27, 2021
Instrument2021-0800758
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,965.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SPRING RD, BELLINGHAM, WA 98229-7644

Mortgage

Document Number0000800759
DateAug 06, 2021
Instrument2021-0800759
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMar 05, 2019
Property Address11 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number2190300318
Instrument DateMar 01, 2019
Instrument300318
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,381.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address11 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number2190300320
DateMar 05, 2019
Instrument300320
Lender
NameUMPQUA BK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateMar 05, 2019
Property Address11 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number2190300319
Instrument DateMar 01, 2019
Instrument300319
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address11 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number2190300320
DateMar 05, 2019
Instrument300320
Lender
NameUMPQUA BK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
AmountAmount Recorded
Term360 Months
DueMar 04, 2049

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,132.00 (+38.56%)$451,580 (+17.02%) Land $136,944 Building $314,636$451,580 (+17.02%) Land $136,944 Building $314,636
2022$385,892 Land $117,024 Building $268,868$385,892 Land $117,024 Building $268,868
2021$2,982.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 231 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLWWSD - SOUTH SHORE WATER SYSTEM
serves 10,028 people
Water SourceSurface water
Last State InspectionMar 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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