3 Spring Rd, Bellingham, WA 98229 Property Records

Whatcom County property record for 3 Spring Rd, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 2005
Lot Size	0.271 acres (11,821 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Oct 2025)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370408-060462-0000`

Property Details

APN / Parcel Number

Primary APN	`370408-060462-0000`
Alternative APNs	`602112` `582379` `620868` `32890`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	966 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	11,821 sqft (0.271 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	32890
Street Address	3 SPRING RD
City	BELLINGHAM
State	WA
Zip	98229-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	LOT B LOT CONSOLIDATION SHORT PLAT-LLA TO LOTS 6/7/8 SUDDEN VALLEY DIV 19 AS REC AF 1971202771
Legal Range	04
Legal Township	37
Legal Section	08
Legal Subdivision	SUDDEN VALLEY DIV 19
Legal Block	1
Legal Lot Number	B,6
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1016
Census Tract	809

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	878 CARRIAGE CT, 40, SEDRO WOOLLEY, WA 98284-8900
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 31, 2023	Personal Representative Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	20251069
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0000802762
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 14, 2025
Property Address	3 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	0001001069
Map Reference	AF 1971202771
Instrument Date	Oct 2, 2025
Instrument	2025-1001069
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,918.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 CARRIAGE CT # 40, 40, SEDRO WOOLLEY, WA 98284-8900

Mortgage

Document Number	0001001070
Date	Oct 14, 2025
Instrument	2025-1001070

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 31, 2023
Property Address	3 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	0000702248
Map Reference	AF 1971202771
Instrument Date	Jul 27, 2023
Instrument	2023-0702248
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRING RD, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	0000702249
Date	Jul 31, 2023
Instrument	2023-0702249

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,216.00 (+2.37%)	$574,638 (+0.88%) Land $171,180 Building $403,458	$574,638 (+0.88%) Land $171,180 Building $403,458
2024	$5,095.00 (+35.87%)	$569,602 (+16%) Land $169,680 Building $399,922	$569,602 (+16%) Land $169,680 Building $399,922
2022		$491,050 Land $146,280 Building $344,770	$491,050 Land $146,280 Building $344,770
2021	$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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