7 Split Creek Ct, Mills River, NC 28759 Property Records

Buncombe County property record for 7 Split Creek Ct, Mills River, NC 28759 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,275 sqft · built 2002
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$58,000 (Jun 2002)
Tax Bill$3,002 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN666961-2020-202

Property Details

APN / Parcel Number

Primary APN666961-2020-202
Alternative APNs
  • 9633-41-0871-00000
  • 963303319797000
  • 008169349

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,275 sqft Living Area
Gross Area3,805 sqft
1st Floor Area2,275 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area79 sqft
Deck Area249 sqft
Patio Area465 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number666961-2020-202
Street Address7 SPLIT CREEK CT
CityMILLS RIVER
StateNC
Zip28759-3171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIV: HIGH VISTA FALLS BLOCK: LOT: 85 SECTION: PLAT: 0072-0131
Legal SubdivisionHIGH VISTA FALLS
Legal Block1
Legal Lot Number85
JurisdictionBUNCOMBE NC
Township / Civil DivisionAVERY CREEK
Census Block Group1
Census Block1015
Census Tract2303

Owner

Source: Buncombe County records · APN 666961-2020-202

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2002 · Amount on Record
Deed SaleJun 25, 2002 · Amount on Record
Deed Book / Page2835 / 692
Last Transfer DateJun 23, 2025
Transfer Doc0065030930
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address7 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056921985
DateAug 14, 2018
Book Page5692/1985
Lender
NameFIRST BANK
TypeBank
AddressASHEVILLE, NC 28803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 13, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,002.00 (+4.71%)$465,800 (-) Land $80,200 Building $385,600$465,800 (-) Land $80,200 Building $385,600
2024$2,867.00 (+3.28%)
2023$2,776.00$465,800$465,800 (-) Land $80,200 Building $385,600
2021$465,800 Land $80,200 Building $385,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210023031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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