4 Split Creek Ct, Mills River, NC 28759 Property Records

Buncombe County property record for 4 Split Creek Ct, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 2000
Lot Size	0.369 acres (16,117 sqft)
Owner	Owner Name on Record
Last Sale	$299,000 (Oct 2003)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`9633-32-8180-00000`

Property Details

APN / Parcel Number

Primary APN	`9633-32-8180-00000`
Alternative APN	`963303328003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Living Area
1st Floor Area	1,913 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	963303328003000
Street Address	4 SPLIT CREEK CT
City	MILLS RIVER
State	NC
Zip	28759-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 10/10/2003 DEE
Legal Description	DEED DATE: 10/10/2003 DEED: 3425-0441 SUBDIV: HIGH VISTA FALLS BLOCK: LOT: 88 SECTION: PLAT: 0072-0131
Legal Subdivision	HIGH VISTA FALLS
Legal Lot Number	88
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1015
Census Tract	2303

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 20, 2018	Loan Modification, Mortgage · Line of Credit WACHOVIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2003 · Amount on Record
Deed Sale	Oct 10, 2003 · Amount on Record
Prior Sale	Apr 4, 2000 · Amount on Record
Deed Document Number	0003425441
Deed Book / Page	3425 / 441
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	4 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Document Number	0058430744
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPLIT CREEK CT MILLS RIVER NC 287593171, MILLS RIVER, NC 28759-3171

Mortgage

Document Number	0058430744
Date	Dec 12, 2019
Book Page	005843/000744

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	4 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Document Number	0056890584
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPLIT CREEK CT MILLS RIVER NC 287593171, MILLS RIVER, NC 28759-3171

Mortgage

Document Number	0056890584
Date	Aug 1, 2018
Book Page	005689/000584

Lender

Name	WACHOVIA BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (+8.14%)	$336,000 (-)
2023	$2,002.00	$336,000	$336,000 (-) Land $77,400 Building $258,600
2021			$336,000 Land $77,400 Building $258,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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