1 Split Creek Ct, Mills River, NC 28759 Property Records

Buncombe County property record for 1 Split Creek Ct, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,495 sqft · built 2000
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Aug 2023)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`9633-32-7031-00000`

Property Details

APN / Parcel Number

Primary APN	`9633-32-7031-00000`
Alternative APN	`963303316965000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,495 sqft Living Area
Gross Area	2,845 sqft
1st Floor Area	2,107 sqft
2nd Floor Area	388 sqft
Basement Area	350 sqft
Unfinished Basement	350 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	255 sqft
Deck Area	317 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	963303316965000
Street Address	1 SPLIT CREEK CT
City	MILLS RIVER
State	NC
Zip	28759-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2023-08-23 DEE
Legal Description	DEED DATE: 2023-08-23 DEED: 6344-1167 SUBDIV: HIGH VISTA FALLS BLOCK: LOT: 83 AND 83A PB82-55 SECTION: PLAT: 0200-0186
Legal Subdivision	HIGH VISTA FALLS
Legal Lot Number	83,83A
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1015
Census Tract	2303

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jul 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	0063441167
Deed Book / Page	6344 / 1167
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 23, 2023
Property Address	1 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Document Number	0063441167
Book / Page	6344 / 1167
Map Reference	MB 72 PG 131
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4335 WINDOVER WAY, MELBOURNE, FL 32934-8518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171

Mortgage

Document Number	0063441170
Date	Aug 23, 2023
Book Page	6344/1170

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 30, 2019
Property Address	1 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171
Document Number	0057950511
Book / Page	005795 / 000511
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$944.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPLIT CREEK CT MILLS RIVER NC 287593171, MILLS RIVER, NC 28759-3171

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (+12.97%)	$428,500 (-)
2023	$2,553.00 (+1.67%)	$428,500 (-)	$428,500 (-) Land $82,600 Building $345,900
2022	$2,511.00	$428,500	$428,500 (-) Land $82,600 Building $345,900
2021			$428,500 Land $82,600 Building $345,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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