Buncombe County property record for 2 Split Creek Ct, Mills River, NC 28759 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 3,578 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $418,000 (2020) |
| Tax Bill | $2,775.00 (2024) |
| Primary APN | 762422-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,578 sqft Living Area |
| Gross Area | 4,662 sqft Gross Area |
| 1st Floor | 2,044 sqft 1st Floor |
| Basement Area | 2,103 sqft Basement |
| Finished Basement | 1,534 sqft Finished |
| Unfinished Basement | 569 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 515 sqft Garage |
| Deck Area | 274 sqft Deck |
|---|---|
| Patio Area | 308 sqft Patio |
| Porch | Open Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 762422-2020-202 |
|---|---|
| Street Address | 2 SPLIT CREEK CT |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-3171 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: HIGH VISTA FALLS LOT: 89 AND ADJ LOT PLAT: 0072-0131 |
| Legal Subdivision | HIGH VISTA FALLS |
| Legal Block | 1 |
| Legal Lot Number | 89 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | AVERY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 2303 |
Source: Buncombe County records · APN 762422-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Prior Sale | Jul 29, 1999 · Amount on Record |
| Deed Book / Page | 5900 / 1968 |
| Prior Transfer Date | May 04, 2009 |
| Prior Transfer Doc | 0046811117 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 20, 2021 |
| Property Address | 2 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171 |
| Document Number | 0061220769 |
| Book / Page | 6122 / 769 |
| Map Reference | MB 72 PG 131 |
| Instrument Date | Aug 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | STATES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171 |
| Document Number | 6122771 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 6122/771 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0058201634 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 5820/1634 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 22, 2020 |
| Property Address | 2 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171 |
| Document Number | 0059001968 |
| Book / Page | 5900 / 1968 |
| Map Reference | MB 72 PG 131 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1780 DEBORAH DR APT 28, 1780, PUNTA GORDA, FL 33950-8164 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2 SPLIT CREEK CT, MILLS RIVER, NC 28759-3171 |
| Document Number | 59001971 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 5900/1971 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,905.00 (+4.68%) | $450,800 (-) Land $79,300 Building $371,500 | $450,800 (-) Land $79,300 Building $371,500 |
| 2024 | $2,775.00 (+3.31%) | ||
| 2023 | $2,686.00 | $450,800 | $450,800 (-) Land $79,300 Building $371,500 |
| 2021 | $450,800 Land $79,300 Building $371,500 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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