7 Spirea Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 7 Spirea Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$29,596 (Jul 2022)
Tax Bill	$167 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60002800000090000`

Property Details

APN / Parcel Number

Primary APN	`R60002800000090000`
Alternative APN	`02741554`

Location & Zoning

Account Number	02741554
Old Parcel Number	R60002800000090000
Street Address	7 SPIREA LN
City	BLUFFTON
State	SC
Zip	29910-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4306
Legal Description	LOT 22 JOHNS FARM S/D PLAT BK 32 P 136
Legal Subdivision	JOHNS FARM A/D
Legal Lot Number	22
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2015
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 SPIREA LN, BLUFFTON, SC 29910-5418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PALMETTO STATE BANK
Jul 8, 2022	Deed, Transfer · Stand-Alone First Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	2022039599
Deed Book / Page	4162 / 2862
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	7 SPIREA LN, BLUFFTON, SC 29910-5418
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ZINNIA LN, BLUFFTON, SC 29910-5416

Mortgage

Document Number	0000048742
Date	Aug 25, 2022
Book Page	4176/2114
Instrument	2022048742

Lender

Name	PALMETTO STATE BANK
Type	Bank
Address	HAMPTON, SC 29924

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	92 Months
Due	Apr 1, 2030

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 8, 2022
Property Address	7 SPIREA LN, BLUFFTON, SC 29910-5418
Document Number	0000039599
Book / Page	4162 / 2862
Map Reference	MB 32 PG 155
Instrument Date	Jun 28, 2022
Instrument	2022039599
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SPIREA LN, BLUFFTON, SC 29910-5418

Mortgage

Document Number	0000039600
Date	Jul 8, 2022
Instrument	2022039600

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$167.00	$1,140 (-)
2024	$167.00 (-62.3%)	$1,140 (-32.94%)	$28,400 (-) Land $28,400
2023	$443.00 (-44.63%)	$1,700 (-44.08%)	$28,400 (-45.38%) Land $28,400
2022	$800.00	$3,040	$52,000 Land $52,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Sparklight DSL · Cable in parts of the area	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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