Beaufort County property record for 12 Spirea Ln, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Owner Names on File |
| Last Sale | $72,000 (Feb 2008) |
| Tax Bill | $893 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R60002800000030000 |
| Primary APN | R60002800000030000 |
|---|---|
| Alternative APN |
|
| Account Number | 02741420 |
|---|---|
| Old Parcel Number | R60002800000030000 |
| Street Address | 12 SPIREA LN |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 20 JOHNS FARM S/D PLAT BK 32 P 136 |
| Legal Subdivision | JOHNS FARM A/D |
| Legal Lot Number | 20 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2103 |
The current owner of 12 Spirea Ln bought it in February 2008.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 12 SPIREA LN, BLUFFTON, SC 29910-5418 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2008 · Amount on File |
| Deed Sale | Feb 22, 2008 · Amount on File |
| Deed Document Number | 0002686370 |
| Deed Book / Page | 2686 / 370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 12 SPIREA LN, BLUFFTON, SC 29910-5418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050934 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 3795/2543 |
| Instrument | 2019050934 |
| Name | ENTERPRISE BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | EHRHARDT, SC 29081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 20, 2039 |
The 2025 property tax bill for 12 Spirea Ln was $893, up 1.6% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $893.00 (+1.59%) | $3,490 (-) | |
| 2024 | $879.00 | $3,490 (-) | $100,000 (-) Land $100,000 |
| 2023 | $879.00 (+9.88%) | $3,490 (+14.8%) | $100,000 (+92.31%) Land $100,000 |
| 2022 | $800.00 | $3,040 | $52,000 Land $52,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Spirea Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Spirea Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Sparklight DSL · Cable in parts of the area | 30 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
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