7 Round Lake Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 7 Round Lake Rd, Hemlock, MI 48626 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,008 sqft · built 2019
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on File
Last Sale$34,900 (Nov 2018)
Tax Bill$2,107 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jun 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-12-2-33-4003-007

Property Details

APN / Parcel Number

Primary APN22-12-2-33-4003-007

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area2,008 sqft
Basement Area2,008 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area196,020 sqft (4.5 acres)
Garage Area524 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7 ROUND LAKE RD
CityHEMLOCK
StateMI
Zip48626-8644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT S 1/4 CORN OF SEC 33 TH E 751.43 FT TH N 520.50 FT TO POB TH CONT N 260.25 FT TH E 754.37 FT TH S 260.25 FT TH W 754.37 FT TO POB 4.50 ACRES SEC 33 T12N R2E ***NEW PARCEL SPLIT FROM 4003 1/28/02
Legal Range02E
Legal Township12N
Legal Section33
JurisdictionSAGINAW MI
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3013
Census Tract12100

Owner

Source: Saginaw County records · APN 22-12-2-33-4003-007

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 ROUND LAKE RD, HEMLOCK, MI 48626-8644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Jun 12, 2019Trustee's Deed, Construction Loan · Line of Credit
INDEPENDENT BK
Nov 14, 2018Warranty Deed, Transfer · Stand-Alone Refinance
INDEPENDENT BANK
Aug 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2018 · Amount on Record
Deed SaleNov 14, 2018 · Amount on Record
Prior SaleSep 09, 2008 · Amount on Record
Deed Document Number201828673
Prior Transfer DateJul 26, 2017
Prior Transfer Doc0000023520
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address7 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Transaction TypeMortgage
Record UpdatedSep 02, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ROUND LAKE RD, HEMLOCK, MI 48626-8644

Mortgage

Document Number2020024459
DateSep 29, 2020
Instrument2020024459
Lender
NameINDEPENDENT BANK
TypeBank
Address44952
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

June 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAGINAW MI
Recording DateJun 12, 2019
Property Address7 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Instrument DateJun 10, 2019
Instrument15897
Transaction TypeConstruction Loan
Record UpdatedJun 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5589 S LAKECRESS DR SAGINAW MI 486031688, SAGINAW, MI 48603-1688

Mortgage

Document Number0000015897
DateJun 12, 2019
Instrument15897
Lender
NameINDEPENDENT BK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 11, 2049
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 14, 2018
Property Address7 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number2018028673
Instrument DateOct 29, 2018
Instrument2018028673
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5589 S LAKECRESS DR, SAGINAW, MI 48603-1688

Mortgage

Document Number2018028674
DateNov 14, 2018
Instrument2018028674
Lender
NameINDEPENDENT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term337 Months
DueDec 01, 2046

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateAug 17, 2017
Property Address7 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number0000023520
Instrument DateJul 26, 2017
Instrument23520
Transaction TypeTransfer
Record UpdatedAug 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3275 S GRAHAM RD SAGINAW MI 486099100, SAGINAW, MI 48609-9100

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$254,900 (+17.41%)$509,800 (+17.41%)
2025$2,107.00 (-66.24%) Homeowner's exemption
2023$217,100$434,200
2022$6,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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