2 Round Lake Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2 Round Lake Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 2018
Lot Size	5.18 acres (225,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (May 2018)
Tax Bill	$6,571 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-33-4003-002`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-33-4003-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	225,641 sqft (5.18 acres)
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 ROUND LAKE RD
City	HEMLOCK
State	MI
Zip	48626-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT S 1/4 CORN OF SEC 33 TH N 326.68 FT TO POB TH CONT N 300.27 FT TH E 752.15 FT TH S 300.29 FT TH W 751.81 FT TO POB
Legal Range	02E
Legal Township	12N
Legal Section	33
Legal Subdivision	RICHLAND TOWNSHIP
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3013
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
May 15, 2018	Warranty Deed, Transfer FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	201814420
Prior Transfer Date	Apr 26, 2011
Prior Transfer Doc	0000013609
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number	0000012955
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 ROUND LAKE RD HEMLOCK MI 486268644, HEMLOCK, MI 48626-8644

Mortgage

Document Number	0000012955
Date	May 13, 2020
Instrument	12955

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 15, 2018
Property Address	2 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number	0000014420
Instrument Date	May 11, 2018
Instrument	14420
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	SAGINAW BAY AREA TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11286 LAKE CIRCLE DR S SAGINAW MI 486099617, SAGINAW, MI 48609-9617

Mortgage

Document Number	18749
Date	May 15, 2018
Instrument	18749

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,500 (+19.72%)	$431,000 (+19.72%)
2025	$6,571.00 (+21.46%) Homeowner's exemption
2023		$180,000	$360,000
2022	$5,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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