4 Round Lake Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 4 Round Lake Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,731 sqft
Lot Size	6.74 acres (293,594 sqft)
Owner	Trust Name on File
Last Sale	$45,000 (Mar 2021)
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-33-4003-004`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-33-4003-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft

Exterior

Lot Area	293,594 sqft (6.74 acres)
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 ROUND LAKE RD
City	HEMLOCK
State	MI
Zip	48626-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT S 1/4 CORN OF SEC 33 TH N 927.22 FT TO POB TH CONT N 390.62 FT TH E 752.94 FT TH S 390.56 FT TH W 752.50 FT TO POB
Legal Range	02E
Legal Township	12N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3013
Census Tract	12100

Owner

4 Round Lake Rd is owner-occupied and held in a trust since November 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	4 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Intrafamily Transfer, Transfer
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AREA CU
Mar 3, 2021	Warranty Deed, Transfer MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC
Mar 3, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Prior Sale	Sep 15, 2009 · Amount on File
Deed Document Number	20216625
Last Transfer Date	Nov 9, 2022
Transfer Doc	0000029618
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Nov 16, 2022
Property Address	4 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number	0000029618
Instrument Date	Nov 9, 2022
Instrument	2022029618
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ROUND LAKE RD, HEMLOCK, MI 48626-8644

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16895 DOYLE RD, HEMLOCK, MI 48626-8439

Mortgage

Document Number	0000031070
Date	Sep 23, 2021
Instrument	2021031070

Lender

Name	FIRST AREA CU
Type	Credit Union
Address	HEMLOCK, MI 48626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 3, 2021
Property Address	4 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number	0000006625
Instrument Date	Feb 18, 2021
Instrument	2021006625
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1258 WOODFIELD TRL, 1258, HEMLOCK, MI 48626-9235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4777 LAKESIDE BLVD, HALE, MI 48739-8931

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 3, 2021
Property Address	4 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number	0000006624
Instrument Date	Feb 18, 2021
Instrument	2021006624
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1258 WOODFIELD TRL, HEMLOCK, MI 48626-9235

Tax Assessment & Valuation

The 2025 property tax bill for 4 Round Lake Rd was $7,008 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,200	$410,400
2025	$7,008.00 Homeowner's exemption
2023		$176,400	$352,800
2022	$5,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Round Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Round Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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