6 Round Lake Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 6 Round Lake Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,056 sqft · built 2018
Lot Size	4.5 acres (196,020 sqft)
Owner	Trust Name on File
Last Sale	$39,000 (Mar 2016)
Tax Bill	$7,403 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-33-4003-006`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-33-4003-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft
Basement Area	2,056 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	196,020 sqft (4.5 acres)
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6 ROUND LAKE RD
City	HEMLOCK
State	MI
Zip	48626-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT S 1/4 CORN OF SEC 33 TH E 751.43 FT TH N 780.75 FT TO POB TH CONT N 260.25 FT TH E 754.37 FT TH S 260.25 FT TH W
Legal Range	02E
Legal Township	12N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3013
Census Tract	12100

Owner

6 Round Lake Rd is owner-occupied and held in a trust since January 2017.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	6 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CU
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Oct 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CHEMICAL BK
Feb 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2016 · Amount on File
Deed Sale	Mar 9, 2016 · Amount on File
Prior Sale	Aug 2, 2004 · Amount on File
Deed Document Number	20165185
Deed Book / Page	2848 / 1968
Last Transfer Date	Jan 27, 2017
Transfer Doc	0000004773
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROUND LAKE RD, HEMLOCK, MI 48626-8644

Mortgage

Document Number	0000004092
Date	Mar 2, 2026
Instrument	2026004092

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	580 N MAIN ST, FRANKENMUTH, MI 48734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Feb 24, 2066

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018862
Date	Jul 30, 2020
Instrument	2020018862

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 6, 2017
Property Address	6 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Instrument Date	Oct 5, 2017
Instrument	27487
Transaction Type	Construction Loan
Record Updated	Oct 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6110 AMANDA DR SAGINAW MI 486387375, SAGINAW, MI 48638-7375

Mortgage

Document Number	0000027487
Date	Oct 6, 2017
Instrument	27487

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 27, 2017
Property Address	6 ROUND LAKE RD, HEMLOCK, MI 48626-8644
Document Number	0000004773
Book / Page	002890 / 002101
Instrument Date	Jan 27, 2017
Instrument	4773
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1505 MIDLAND RD SAGINAW MI 486384336, SAGINAW, MI 48638-4336

Tax Assessment & Valuation

The 2025 property tax bill for 6 Round Lake Rd was $7,403 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,200	$482,400
2025	$7,403.00 Homeowner's exemption
2023		$204,400	$408,800
2022	$6,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Round Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Round Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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