7 Ramsgate Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 7 Ramsgate Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,128 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2021)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00810-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00810-0040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,821 sqft
1st Floor Area	2,128 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7 RAMSGATE PL
City	PALM COAST
State	FL
Zip	32164-6858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00081 LOT 0004 SUBDIVISION COMPLETION YR 1980 OR 267/871 OR 1318/897 OR 1318/902 OR 1437 PG 433
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	81
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2025
Census Tract	60214

Owner

Source: Flagler County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 RAMSGATE PL, PALM COAST, FL 32164-6858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	202136273
Deed Book / Page	2579 / 1743
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Recording Date	Sep 30, 2026
Property Address	7 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0000039764
Book / Page	3090 / 1855
Instrument Date	Aug 13, 2026
Instrument	202639764
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RAMSGATE PL, PALM COAST, FL 32164-6858

Mortgage

Document Number	0000039764,
Date	Sep 30, 2026
Book Page	3090/1855
Instrument	202639764

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jul 1, 2051

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 30, 2021
Property Address	7 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0025791743
Book / Page	2579 / 1743
Map Reference	MB 10 PG 30-42
Instrument Date	Jun 28, 2021
Instrument	2021036273
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 SHERIDAN AVE, 119, PATERSON, NJ 07502-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RAMSGATE PL, PALM COAST, FL 32164-6858

Mortgage

Document Number	25791745
Date	Jun 30, 2021
Instrument	2579/1745

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00 (-3.38%)	$260,751 (-1.52%) Land $53,500 Building $207,251	$260,751 (-1.52%) Land $53,500 Building $207,251
2023	$4,905.00 (-0.47%)	$264,785 (+2.23%) Land $43,500 Building $221,285	$264,785 (+2.23%) Land $43,500 Building $221,285
2022	$4,928.00	$259,007 Land $44,500 Building $214,507	$259,007 Land $44,500 Building $214,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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