1 Ramsgate Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 1 Ramsgate Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,211 sqft · built 2017
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Nov 2017)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00810-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00810-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,211 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	2,211 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,462 sqft (0.332 acres)
Driveway	Concrete Driveway
Driveway Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1 RAMSGATE PL
City	PALM COAST
State	FL
Zip	32164-6858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00081 LOT 0001 SUBDIVISION COMPLETION YEAR 1980 OR 188 PG 559 OR 2087/216-DC LOUIS OR 2165/1459 OR 2240/686 OR 2376/447
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	81
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2025
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 RAMSGATE PL, PALM COAST, FL 32164-6858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ASSET MUTUAL MORTGAGE INC
Nov 6, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2017	Loan Modification, Mortgage · Conventional with PMI BRANCH BK&TR
Jan 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	201738918
Deed Book / Page	2240 / 686
Last Transfer Date	Aug 5, 2019
Transfer Doc	0023760447
Record Updated	Jun 8, 2026

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Aug 12, 2019
Property Address	1 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0023760447
Book / Page	2376 / 0447
Map Reference	MB 10 PG 30-42
Instrument Date	Aug 5, 2019
Instrument	2019029785
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	WESTSIDE TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RAMSGATE PL, PALM COAST, FL 32164-6858

Mortgage

Document Number	0023760448
Date	Aug 12, 2019
Instrument	2376-0448

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 6, 2017
Property Address	1 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0022400686
Book / Page	002240 / 000686
Instrument Date	Oct 5, 2017
Instrument	38918
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Amount	Amount Recorded
Tax	$525.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 RAMSGATE PL PALM COAST FL 321646858, PALM COAST, FL 32164-6858

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	1 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0022301156
Book / Page	002230 / 001156
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0022301156
Date	Sep 18, 2017
Book Page	002230/001156
Instrument	32552

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29601-2014

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 30, 2017
Property Address	1 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0021840563
Book / Page	002184 / 000563
Instrument Date	Jan 27, 2017
Instrument	3721
Transaction Type	Construction Loan
Record Updated	Mar 1, 2017
Title Company	AVIS TITLE INSURANCE, AVIS TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	335 SAXON BLVD DELTONA FL 327258514, DELTONA, FL 32725-8514

Mortgage

Document Number	21840563
Date	Jan 30, 2017
Book Page	002184/000563
Instrument	3721

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (+2.5%) Homeowner's exemption	$225,783 (+5.99%)	$311,846 (-0.33%) Land $54,000 Building $257,846
2024	$3,238.00 (+2.63%)
2023	$3,155.00 (+1.06%) Homeowner's exemption	$213,029 (+3%)	$312,867 (+2.33%) Land $44,000 Building $268,867
2022	$3,122.00 Homeowner's exemption	$206,825	$305,729 Land $45,000 Building $260,729

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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