6 Ramsgate Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 6 Ramsgate Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,020 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Sep 2018)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00820-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00820-0050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	2,020 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	480 sqft
Pool Area	392 sqft
Deck Area	597 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6 RAMSGATE PL
City	PALM COAST
State	FL
Zip	32164-6858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00082 LOT 0005 SUBDIVISION COMPLETION YEAR 1980 OR 228 PG 251 OR 842 PG 1961 OR 1382/1611 OR 1676/604 OR 1830/1057 OR 1856/435 OR 2307/1146
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	82
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2025
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 RAMSGATE PL, PALM COAST, FL 32164-6858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG
Sep 21, 2018	Warranty Deed, Transfer PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	201835836
Deed Book / Page	2307 / 1146
Prior Transfer Date	Aug 1, 2008
Prior Transfer Doc	0016760604
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	6 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0023071148
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 721086 JACKSON HEIGHTS NY 113728686, JACKSON HEIGHTS, NY 11372-8686

Mortgage

Document Number	0023071148
Date	Sep 21, 2018
Book Page	002307/001148
Instrument	35837

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 21, 2018
Property Address	6 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0023071146
Book / Page	002307 / 001146
Instrument Date	Sep 20, 2018
Instrument	35836
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,638.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 RAMSGATE PL PALM COAST FL 321646858, PALM COAST, FL 32164-6858

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (-18.34%) Homeowner's exemption Senior Citizen's exemption	$216,677 (+5.99%)	$300,901 (+0.29%) Land $53,500 Building $247,401
2024	$3,076.00 (+2.67%)
2023	$2,996.00 (+1.08%) Homeowner's exemption	$204,437 (+3%)	$300,016 (+8.25%) Land $43,500 Building $256,516
2022	$2,964.00 Homeowner's exemption	$198,483	$277,150 Land $44,500 Building $232,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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