8 Ramsgate Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 8 Ramsgate Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,247 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Jul 2019)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00820-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00820-0040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 RAMSGATE PL
City	PALM COAST
State	FL
Zip	32164-6858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 30 BL 82 LT 4 OR 221 PG 753 OR 405 PG 860 OR 571/1375 OR 1720/591-DC SAMUEL OR 1720/590-RICHARD MICHAUX PR FOR BRENDA OR 1713/1033 OR 1730/1755-OD OR 1730/1758 OR 2053/568 OR 2280/1410-DC OR 2371/352
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	82
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2025
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 RAMSGATE PL, PALM COAST, FL 32164-6858
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage ONE FLORIDA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Document Number	201926921
Deed Book / Page	2371 / 352
Prior Transfer Date	Mar 11, 2015
Prior Transfer Doc	0020530568
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	8 RAMSGATE PL, PALM COAST, FL 32164-6858
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RAMSGATE PL, PALM COAST, FL 32164-6858

Mortgage

Document Number	0026480405
Date	Jan 14, 2022
Book Page	2648/405
Instrument	2022002314

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 23, 2019
Property Address	8 RAMSGATE PL, PALM COAST, FL 32164-6858
Document Number	0023710352
Book / Page	002371 / 000352
Instrument Date	Jun 11, 2019
Instrument	26921
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	COVENANT TITLE, COVENANT CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 RAMSGATE PL PALM COAST FL 321646858, PALM COAST, FL 32164-6858

Mortgage

Document Number	23710355
Date	Jul 23, 2019
Book Page	002371/000355
Instrument	26922

Lender

Name	ONE FLORIDA BK
Address	ORLANDO, FL 32803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00 (+6.12%)	$217,501 (+0.29%) Land $53,500 Building $164,001	$217,501 (+0.29%) Land $53,500 Building $164,001
2024	$3,400.00 (+4.97%)
2023	$3,239.00 (+5.95%)	$216,872 (+6.82%) Land $43,500 Building $173,372	$216,872 (+6.82%) Land $43,500 Building $173,372
2022	$3,057.00	$203,029 Land $44,500 Building $158,529	$203,029 Land $44,500 Building $158,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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