7 Ramsey Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 7 Ramsey Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	6,439 sqft · built 2022
Lot Size	0.546 acres (23,784 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jan 2015)
Tax Bill	$58,660 (2025)
Deeds & Mortgages	May 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`18-03004-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-03004-0000-00018`
Alternative APNs	`1800096000000033` `180300400018`

Interior

Stories	2 Stories
Building Area	6,439 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	23,784 sqft (0.546 acres)
Garage Type	Basement

Location & Zoning

Old Parcel Number	1800096000000033
Street Address	7 RAMSEY DR
City	SUMMIT
State	NJ
Zip	07901-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	FRANKLIN HILLS
Legal Block	3004
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4008
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-03004-0000-00018

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 RAMSEY DR, SUMMIT, NJ 07901-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2015 · Amount on Record
Deed Sale	Jan 20, 2015 · Amount on Record
Prior Sale	Jul 08, 2010 · Amount on Record
Deed Document Number	2015257984
Deed Book / Page	6040 / 983
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	7 RAMSEY DR, SUMMIT, NJ 07901-3014
Transaction Type	Mortgage
Record Updated	Apr 07, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 RAMSEY DR, SUMMIT, NJ 07901-3014

Mortgage

Document Number	0152110274
Date	May 02, 2022
Book Page	15211/274
Instrument	36605

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Change Frequency	Monthly
Min Rate At Change	3.25%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,312,000 (-) Land $327,400 Building $984,600	$1,312,000 (-) Land $327,400 Building $984,600
2025	$58,660.00 (+2.64%)	$1,312,000 (+199.95%) Land $327,400 Building $984,600	$1,312,000 (+199.95%) Land $327,400 Building $984,600
2024	$57,150.00 (+128.44%)
2023		$437,400 Land $327,400 Building $110,000	$437,400 Land $327,400 Building $110,000
2022	$25,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.