11 Ramsey Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 11 Ramsey Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,788 sqft · built 1962
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Apr 2019)
Tax Bill	$25,015 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03004-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`18-03004-0000-00019`
Alternative APNs	`1800096000000032` `180300400019`

Interior

Stories	2 Stories
Building Area	2,788 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	17,032 sqft (0.391 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800096000000032
Street Address	11 RAMSEY DR
City	SUMMIT
State	NJ
Zip	07901-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	FRANKLIN HILLS
Legal Block	3004
Legal Lot Number	19
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4008
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 RAMSEY DR, SUMMIT, NJ 07901-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	May 12, 1994 · Amount on Record
Deed Document Number	2019311450
Deed Book / Page	6316 / 400
Record Updated	Sep 20, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 8, 2019
Property Address	11 RAMSEY DR, SUMMIT, NJ 07901-3014
Document Number	0063160400
Book / Page	006316 / 000400
Instrument Date	Mar 29, 2019
Instrument	311450
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 RAMSEY DR SUMMIT NJ 079013014, SUMMIT, NJ 07901-3014

Mortgage

Document Number	145460052
Date	Apr 8, 2019
Book Page	014546/000052
Instrument	671186

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,500 (-) Land $285,600 Building $273,900	$559,500 (-) Land $285,600 Building $273,900
2025	$25,015.00 (+2.64%)	$559,500 (-) Land $285,600 Building $273,900	$559,500 (-) Land $285,600 Building $273,900
2024	$24,371.00 (+1.7%)
2023		$559,500 Land $285,600 Building $273,900	$559,500 Land $285,600 Building $273,900
2022	$23,963.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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