24 Ramsey Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 24 Ramsey Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,351 sqft · built 1966
Lot Size	0.343 acres (14,941 sqft)
Owner	Individual Name on Record
Last Sale	$582,445 (Aug 2022)
Tax Bill	$26,643 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03005-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`18-03005-0000-00023`
Alternative APNs	`1800096M00029` `180300500023`

Interior

Stories	2 Stories
Building Area	3,351 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	14,941 sqft (0.343 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800096M00029
Street Address	24 RAMSEY DR
City	SUMMIT
State	NJ
Zip	07901-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	FRANKLIN HILLS
Legal Block	3005
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4015
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 25, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Jul 16, 2012 · Amount on Record
Deed Document Number	202221728
Deed Book / Page	6478 / 312
Prior Transfer Date	Aug 17, 2022
Prior Transfer Doc	0064780312
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015

Mortgage

Document Number	0153942797
Date	Aug 4, 2023
Book Page	15394/2797
Instrument	54719

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151052350
Date	Nov 18, 2021
Book Page	15105/2350
Instrument	25327

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Aug 25, 2022
Property Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015
Document Number	0064780312
Book / Page	6478 / 312
Instrument Date	Aug 17, 2022
Instrument	21728
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	RMS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	24 RAMSEY DR, SUMMIT, NJ 07901-3015

Mortgage

Document Number	0000042206
Date	Aug 25, 2022
Instrument	42206

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,900 (-) Land $272,600 Building $323,300	$595,900 (-) Land $272,600 Building $323,300
2025	$26,643.00 (+2.64%)	$595,900 (-) Land $272,600 Building $323,300	$595,900 (-) Land $272,600 Building $323,300
2024	$25,957.00 (+1.7%)
2023		$595,900 Land $272,600 Building $323,300	$595,900 Land $272,600 Building $323,300
2022	$25,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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