17 Ramsey Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 17 Ramsey Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	4,051 sqft · built 1962
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on File
Last Sale	$1,715,000 (Jul 2021)
Tax Bill	$30,734 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03004-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`18-03004-0000-00020`
Alternative APNs	`1800096000000031` `180300400020`

Interior

Stories	2 Stories
Building Area	4,051 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	15,812 sqft (0.363 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800096000000031
Street Address	17 RAMSEY DR
City	SUMMIT
State	NJ
Zip	07901-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	FRANKLIN HILLS
Legal Block	3004
Legal Lot Number	20
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4008
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-03004-0000-00020

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 RAMSEY DR, SUMMIT, NJ 07901-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Jul 11, 1991 · Amount on Record
Deed Document Number	20217532
Deed Book / Page	6423 / 2362
Record Updated	Sep 20, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jul 29, 2021
Property Address	17 RAMSEY DR, SUMMIT, NJ 07901-3014
Document Number	0064232362
Book / Page	6423 / 2362
Instrument Date	Jul 14, 2021
Instrument	7532
Transaction Type	Transfer
Record Updated	Apr 07, 2023
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$26,687.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 OCEAN AVE, SPRING LAKE, NJ 07762-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RAMSEY DR, SUMMIT, NJ 07901-3014
Investor	Possibly a Property Investor

Mortgage

Document Number	0150222568
Date	Jul 29, 2021
Book Page	15022/2568
Instrument	17670

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,400 (-) Land $278,000 Building $409,400	$687,400 (-) Land $278,000 Building $409,400
2025	$30,734.00 (+2.64%)	$687,400 (-) Land $278,000 Building $409,400	$687,400 (-) Land $278,000 Building $409,400
2024	$29,943.00 (+1.71%)
2023		$687,400 Land $278,000 Building $409,400	$687,400 Land $278,000 Building $409,400
2022	$29,441.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.