7 Paniolo Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 7 Paniolo Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,250 sqft · built 2014
Lot Size	0.417 acres (18,194 sqft)
Owner	2 Company Names on Record
Last Sale	$4,400,000 (Mar 2023)
Tax Bill	$56,830 (2025)
Deeds & Mortgages	Mar 2023 Sale Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`741-432-39`

Property Details

APN / Parcel Number

Primary APN	`741-432-39`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	4,250 sqft Living Area

Exterior

Year Built	Built 2014
Lot Area	18,194 sqft (0.417 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	7 PANIOLO RD
City	LADERA RANCH
State	CA
Zip	92694-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 77
Legal Tract	16586
Legal Lot Number	77
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1007
Census Tract	32058

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Grant Deed, Transfer TICOR TITLE COMPANY OF CA
Dec 23, 2021	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2023000069003
Record Updated	Jun 8, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2023
Property Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568
Document Number	0000069003
Map Reference	MB 858 PG 29-44
Instrument Date	Mar 16, 2023
Instrument	2023000069003
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 KELLY LN, LADERA RANCH, CA 92694-1462

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 23, 2021
Property Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568
Document Number	0000767868
Map Reference	MB 858 PG 29-44
Instrument Date	Dec 2, 2021
Instrument	2021000767868
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3843 S BRISTOL ST # 108, 108, SANTA ANA, CA 92704-7426

Mortgage

Document Number	0000767869
Date	Dec 23, 2021
Instrument	2021000767869

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year LIBOR
Margin	3
Max Rate	9%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568

Mortgage

Document Number	0000377259
Date	Jun 7, 2021
Instrument	2021000377259

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 18, 2019
Property Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568
Document Number	0000125712
Instrument Date	Mar 26, 2019
Instrument	125712
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 PANIOLO RD LADERA RANCH CA 926941568, LADERA RANCH, CA 92694-1568

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2017
Property Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568
Document Number	0000358703
Map Reference	MB858 PG29-44
Instrument Date	Jul 28, 2017
Instrument	2017000358703
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7 PANIOLO RD, LADERA RANCH, CA 92694-1568

Mortgage

Document Number	0000358704
Date	Aug 23, 2017
Instrument	2017000358704

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$56,830.00 (+12.74%)	$4,577,760 (+15.08%) Land $3,177,048 Building $1,400,712
2023	$50,406.00 (+0.83%)	$3,978,000 Land $2,783,788 Building $1,194,212
2022	$49,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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