5 Paniolo Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 5 Paniolo Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,058 sqft · built 2014
Lot Size	0.318 acres (13,854 sqft)
Owner	Company Name on Record
Last Sale	$1,349,000 (Jul 2014)
Tax Bill	$23,505 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`741-432-38`

Property Details

APN / Parcel Number

Primary APN	`741-432-38`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,058 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	13,854 sqft (0.318 acres)
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5 PANIOLO RD
City	LADERA RANCH
State	CA
Zip	92694-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 76
Legal Subdivision	TRACT NO 16586
Legal Tract	16586
Legal Lot Number	76
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1007
Census Tract	32058

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 PANIOLO RD, LADERA RANCH, CA 92694-1568
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Quit Claim Deed, Transfer JMAC LENDING
Aug 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2014 · Amount on Record
Deed Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	2014281239
Last Transfer Date	Jul 22, 2020
Transfer Doc	0000381471
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 3, 2020
Property Address	5 PANIOLO RD, LADERA RANCH, CA 92694-1568
Document Number	0000376914
Instrument Date	Jul 22, 2020
Instrument	376914
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 PANIOLO RD LADERA RANCH CA 926941568, LADERA RANCH, CA 92694-1568

Mortgage

Document Number	376915
Date	Aug 3, 2020
Instrument	376915

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 5, 2020
Property Address	5 PANIOLO RD, LADERA RANCH, CA 92694-1568
Document Number	0000381471
Instrument Date	Jul 22, 2020
Instrument	381471
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 PANIOLO RD LADERA RANCH CA 926941568, LADERA RANCH, CA 92694-1568

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,653,301 (+2%) Land $783,660 Building $869,641
2025	$23,505.00 (+3.69%) Homeowner's exemption	$1,620,884 (+4.04%) Land $768,294 Building $852,590
2023	$22,669.00 (+0.28%) Homeowner's exemption	$1,557,944 Land $738,460 Building $819,484
2022	$22,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Paniolo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures