7 Lucerne Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 7 Lucerne Ave, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 1930
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2009)
Tax Bill$1,013 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN028-40-11-010.00

Property Details

APN / Parcel Number

Primary APN028-40-11-010.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Finished Area
Gross Area2,030 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address7 LUCERNE AVE
CityFT MITCHELL
StateKY
Zip41017-2941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUCERNE PT LOTS 12-14
Legal SubdivisionLUCERNE
Legal Block1
Legal Lot Number12,14
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 LUCERNE AVE, FT MITCHELL, KY 41017-2941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2009 · Amount on Record
Deed SaleSep 10, 2009 · Amount on Record
Prior SaleDec 5, 2002 · Amount on Record
Deed Document Number200909 10 059 00244
Deed Book / Page4117 / 141
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7 LUCERNE AVE, FT MITCHELL, KY 41017-2941
Transaction TypeMortgage
Record UpdatedJan 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 LUCERNE AVE, FORT MITCHELL, KY 41017-2941

Mortgage

Document Number0005900167
DateJan 12, 2024
Book PageKCM 520/189
Instrument24011205900167
Lender
NameCAROLINE MACICE
TypePrivate Party
Address2442 STONEWELL TRL, FORT MITCHELL, KY 41017
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,100 (-) Land $60,000 Building $260,100$320,100 (-) Land $60,000 Building $260,100
2025$1,013.00 (-8.98%) Homeowner's exemption$320,100 (-) Land $60,000 Building $260,100$320,100 (-) Land $60,000 Building $260,100
2023$1,113.00 Homeowner's exemption$320,100 Land $60,000 Building $260,100$320,100 Land $60,000 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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