Kenton County property record for 12 Lucerne Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,900 (Jun 2022) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-14-034.00 |
| Primary APN | 028-40-14-034.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,728 sqft Finished Area |
| Gross Area | 1,791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 12 LUCERNE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUCERNE LOT 30 |
| Legal Subdivision | LUCERNE |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 64700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2022 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| Jun 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 2022233 |
| Deed Book / Page | 170 / 9 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0005900187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 8, 2022 |
| Property Address | 12 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0005900233 |
| Book / Page | 170 / 9 |
| Map Reference | PL 495&495A |
| Instrument Date | Jun 6, 2022 |
| Instrument | 22060805900233 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1901 MADISON AVE, COVINGTON, KY 41014-1207 |
| Name | Verified Name |
|---|---|
| Address | 12 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0005900234 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 22060805900234 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 26, 2022 |
| Property Address | 12 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0005900139 |
| Book / Page | 167 / 581 |
| Map Reference | PL 495&495A |
| Instrument Date | Apr 29, 2021 |
| Instrument | 22052605900139 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 1, 2021 |
| Property Address | 12 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0005900187 |
| Book / Page | 94 / 145 |
| Map Reference | PL 495&495A |
| Instrument Date | Nov 13, 2020 |
| Instrument | 21060105900187 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6324 MONTGOMERY RD APT 3, 6324, CINCINNATI, OH 45213-1430 |
| Name | Verified Name |
|---|---|
| Address | 3474 HEATHERMOOR BLVD, COVINGTON, KY 41015-4200 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,900 (-) Land $40,000 Building $289,900 | $329,900 (-) Land $40,000 Building $289,900 | |
| 2025 | $1,233.00 (-8.12%) | $329,900 (-) Land $40,000 Building $289,900 | $329,900 (-) Land $40,000 Building $289,900 |
| 2023 | $1,342.00 | $329,900 Land $40,000 Building $289,900 | $329,900 Land $40,000 Building $289,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures