Kenton County property record for 6 Lucerne Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,149 sqft · built 1945 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Aug 2017) |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-14-031.00 |
| Primary APN | 028-40-14-031.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,149 sqft Finished Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 115 ft deep x 55 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 6 LUCERNE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUCERNE LOT 33 |
| Legal Subdivision | LUCERNE |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 64700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 30, 2017 | Grant Deed, Transfer · VA Mortgage RAPID MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 201708 30 059 00196 |
| Deed Book / Page | 6236 / 170 |
| Prior Transfer Date | Feb 27, 2014 |
| Prior Transfer Doc | 0005900219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 15, 2026 |
| Property Address | 6 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0000010170 |
| Book / Page | 432 / 369 |
| Instrument Date | May 15, 2026 |
| Instrument | 202610170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0000010170, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 432/369 |
| Instrument | 202610170 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 30, 2017 |
| Property Address | 6 LUCERNE AVE, FT MITCHELL, KY 41017-2960 |
| Document Number | 0000000196 |
| Book / Page | 0C6236 / 000170 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 196 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | TECHNETITLE AGENCY, TECHNETITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 LUCERNE AVE FORT MITCHELL KY 410172960, FORT MITCHELL, KY 41017-2960 |
| Document Number | 197 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 006236/000175 |
| Instrument | 197 |
| Name | RAPID MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45241 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,400 (-) Land $60,000 Building $188,400 | $248,400 (-) Land $60,000 Building $188,400 | |
| 2025 | $929.00 (-8.02%) | $248,400 (-) Land $60,000 Building $188,400 | $248,400 (-) Land $60,000 Building $188,400 |
| 2023 | $1,010.00 | $248,400 Land $60,000 Building $188,400 | $248,400 Land $60,000 Building $188,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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