5 Lucerne Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 5 Lucerne Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,680 sqft · built 1942
Lot Size	0.207 acres (9,053 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2021)
Tax Bill	$841 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-12-003.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-12-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,680 sqft Finished Area
Gross Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,053 sqft (0.207 acres)
Lot Dimensions	110 ft deep x 82.3 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0284012003.00
Street Address	5 LUCERNE AVE
City	FT MITCHELL
State	KY
Zip	41017-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUCERNE PT LOTS 4-5-6-7 82.25'X 110' NWC LUCERNE & ALPINE DR
Legal Subdivision	LUCERNE
Legal Lot Number	4,5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	64700

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2443 CECILIA DR, VILLA HILLS, KY 41017-1109
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Jul 15, 2014
Deed Document Number	0000128702
Deed Book / Page	128 / 702
Record Updated	Jun 8, 2026

November 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KENTON KY
Recording Date	Nov 3, 2021
Property Address	5 LUCERNE AVE, FT MITCHELL, KY 41017-2926
Document Number	0005900136
Book / Page	128 / 702
Map Reference	PL 495&495-A
Instrument Date	Jun 27, 2021
Instrument	21110305900136
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2443 CECELIA DR, VILLA HILLS, KY 41017-1109

Mortgage

Document Number	0005900137
Date	Nov 3, 2021
Book Page	295/842
Instrument	21110305900137

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company
Address	ERLANGER, KY 41018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00 (-8.09%)	$225,000 (-) Land $60,000 Building $165,000	$225,000 (-) Land $60,000 Building $165,000
2023	$915.00	$225,000 Land $60,000 Building $165,000	$225,000 Land $60,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20