7 Lost Tree Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 7 Lost Tree Ln, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4,121 sqft · built 2008
Lot Size	2.09 acres (91,215 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jan 2008)
Tax Bill	$34,610 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-02101-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`48-02101-0000-00001-03`
Alternative APN	`48021010000000010003`

Interior

Building Area	4,121 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	91,215 sqft

Location & Zoning

Street Address	7 LOST TREE LN
City	RAMSEY
State	NJ
Zip	07446-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.094
Legal Subdivision	CAROL G DORSEY
Legal Block	2101
Legal Lot Number	1.3
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2005
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02101-0000-00001-03

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 LOST TREE LN, RAMSEY, NJ 07446-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2008 · Amount on Record
Deed Sale	Jan 10, 2008 · Amount on Record
Prior Sale	Dec 31, 2007 · Amount on Record
Deed Document Number	20082556
Deed Book / Page	9477 / 425
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 LOST TREE LN, RAMSEY, NJ 07446-1733
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026880114
Date	Aug 08, 2017
Book Page	02688/0114
Instrument	17-059379

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.84%
Index	1-Year LIBOR
Max Rate	7.84%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,678,800 (-0.12%) Land $502,800 Building $1,176,000	$1,678,800 (-0.12%) Land $502,800 Building $1,176,000
2025	$34,610.00 (-4.47%)	$1,680,900 (+30.92%) Land $502,800 Building $1,178,100	$1,680,900 (+30.92%) Land $502,800 Building $1,178,100
2024	$36,231.00 (+7.59%)
2023		$1,283,900 Land $362,700 Building $921,200	$1,283,900 Land $362,700 Building $921,200
2022	$33,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.