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10 Lost Tree Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 10 Lost Tree Ln, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,496 sqft · built 1983
Lot Size1.27 acres (55,583 sqft)
OwnerIndividual Name on File
Last Sale$1,439,000 (Jun 2021)
Tax Bill$33,008 (2025)
Deeds & MortgagesJan 2023 Transfer
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-02101-0000-00003-01

Property Details

APN / Parcel Number

Primary APN48-02101-0000-00003-01
Alternative APN
  • 48021010000000031

Interior

Stories2 Stories
Building Area4,496 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Lot Area55,583 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number48021010000000031
Street Address10 LOST TREE LN
CityRAMSEY
StateNJ
Zip07446-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.276AC
Legal SubdivisionBOROUGH/RAMSEY
Legal Block2101
Legal Lot Number3.1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2005
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02101-0000-00003-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 LOST TREE LN, RAMSEY, NJ 07446-1733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE
Jun 17, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
COLUMBIA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleNov 19, 1998 · Amount on Record
Deed Document Number202197561
Deed Book / Page4219 / 1156
Last Transfer DateDec 16, 2022
Transfer Doc0048971875
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateJan 06, 2023
Property Address10 LOST TREE LN, RAMSEY, NJ 07446-1733
Document Number0048971875
Book / Page4897 / 1875
Instrument DateDec 16, 2022
Instrument2023001610
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10 LOST TREE LN, RAMSEY, NJ 07446-1733

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 LOST TREE LN, RAMSEY, NJ 07446-1733

June 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJun 17, 2021
Property Address10 LOST TREE LN, RAMSEY, NJ 07446-1733
Document Number0042191156
Book / Page4219 / 1156
Instrument DateApr 01, 2021
Instrument2021097561
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$22,050.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 GREEN MEADOW DR, 3, KIAWAH ISLAND, SC 29455-5502

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 LOST TREE LN, RAMSEY, NJ 07446-1733

Mortgage

Document Number2021097562
DateJun 17, 2021
Instrument2021097562
Lender
NameCOLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,613,400 (+0.64%) Land $490,500 Building $1,122,900$1,613,400 (+0.64%) Land $490,500 Building $1,122,900
2025$33,008.00 (-10.39%)$1,603,100 (+22.81%) Land $490,500 Building $1,112,600$1,603,100 (+22.81%) Land $490,500 Building $1,112,600
2024$36,836.00 (+7.59%)
2023$1,305,300 Land $354,500 Building $950,800$1,305,300 Land $354,500 Building $950,800
2022$34,238.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2005–2011)
Most Recent ClaimSep 2011, rainfall accumulation

Wildfire

Wildfire RiskLow
above 6% of the US · above 16% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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