Bergen County and Ramsey Borough property record for 20 Lost Tree Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 4,070 sqft · built 1983 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 1997) |
| Tax Bill | $26,716 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02101-0000-00003-02 |
| Primary APN | 48-02101-0000-00003-02 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,070 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Lot Area | 40,293 sqft (0.925 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 48021010000000032 |
|---|---|
| Street Address | 20 LOST TREE LN |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.925AC |
| Legal Block | 2101 |
| Legal Lot Number | 3.2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02101-0000-00003-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LOST TREE LN, RAMSEY, NJ 07446-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 1997 · Amount on Record |
| Deed Sale | May 05, 1997 · Amount on Record |
| Deed Book / Page | 7968 / 335 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,305,000 (+0.58%) Land $480,400 Building $824,600 | $1,305,000 (+0.58%) Land $480,400 Building $824,600 | |
| 2025 | $26,716.00 (-5.33%) | $1,297,500 (+29.75%) Land $480,400 Building $817,100 | $1,297,500 (+29.75%) Land $480,400 Building $817,100 |
| 2024 | $28,220.00 (+7.59%) | ||
| 2023 | $1,000,000 Land $346,100 Building $653,900 | $1,000,000 Land $346,100 Building $653,900 | |
| 2022 | $26,230.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2005–2011) |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Based on FCC filings for 157 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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