1 Lost Tree Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 1 Lost Tree Ln, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,803 sqft · built 2007
Lot Size	0.924 acres (40,249 sqft)
Owner	Company Name on File
Last Sale	$1,330,000 (Apr 2023)
Tax Bill	$33,980 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-02101-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`48-02101-0000-00001-02`
Alternative APN	`48021010000000010002`

Interior

Building Area	3,803 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	40,249 sqft (0.924 acres)

Location & Zoning

Street Address	1 LOST TREE LN
City	RAMSEY
State	NJ
Zip	07446-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.924 AC
Legal Block	2101
Legal Lot Number	1.2
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2005
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 LOST TREE LN, RAMSEY, NJ 07446-1733
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Aug 31, 2006 · Amount on Record
Deed Document Number	202323382
Deed Book / Page	4966 / 103
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 4, 2023
Property Address	1 LOST TREE LN, RAMSEY, NJ 07446-1733
Document Number	0049660103
Book / Page	4966 / 103
Instrument Date	Mar 30, 2023
Instrument	2023023382
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,219.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 NORMAN DR, RAMSEY, NJ 07446-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LOST TREE LN, RAMSEY, NJ 07446-1733
Investor	Possibly a Property Investor

Mortgage

Document Number	0049660111
Date	Apr 4, 2023
Book Page	4966/111
Instrument	2023023383

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,661,300 (+0.67%) Land $456,300 Building $1,205,000	$1,661,300 (+0.67%) Land $456,300 Building $1,205,000
2025	$33,980.00 (+8.41%)	$1,650,300 (+48.58%) Land $456,300 Building $1,194,000	$1,650,300 (+48.58%) Land $456,300 Building $1,194,000
2024	$31,343.00 (+8.29%)
2023		$1,110,700 Land $346,100 Building $764,600	$1,110,700 Land $346,100 Building $764,600
2022	$28,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2005–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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