7 Lauren Ct, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 7 Lauren Ct, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,120 sqft · built 1988
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Aug 2000)
Tax Bill	$13,267 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00021-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`04-00021-0000-00009`
Alternative APN	`040002100009`

Interior

Stories	2 Stories
Building Area	2,120 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7 LAUREN CT
City	STANHOPE
State	NJ
Zip	07874-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WATERLOO VILLAGE ESTATES II
Legal Block	21
Legal Lot Number	9
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2019
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 LAUREN CT, STANHOPE, NJ 07874-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Oct 13, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2000 · Amount on Record
Deed Sale	Aug 23, 2000 · Amount on Record
Deed Document Number	200017067
Deed Book / Page	2483 / 282
Prior Transfer Date	Nov 2, 1998
Prior Transfer Doc	0000023179
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 LAUREN CT, STANHOPE, NJ 07874-3440
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099350800
Date	Apr 28, 2021
Book Page	9935/800
Instrument	20210428010103620

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0096350532
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0096350532
Date	Sep 6, 2018
Book Page	009635/000532
Instrument	183170

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0095450467
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0095450467
Date	Oct 26, 2017
Book Page	009545/000467
Instrument	231720

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2032

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,100 (-) Land $140,700 Building $189,400	$330,100 (-) Land $140,700 Building $189,400
2025	$13,267.00 (+4.94%)	$330,100 (-) Land $140,700 Building $189,400	$330,100 (-) Land $140,700 Building $189,400
2024	$12,642.00 (+4.64%)
2023		$330,100 Land $140,700 Building $189,400	$330,100 Land $140,700 Building $189,400
2022	$12,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

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