14 Lauren Ct, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 14 Lauren Ct, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 1988
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2022)
Tax Bill	$13,986 (2025)
Deeds & Mortgages	Oct 2022 Sale Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00021-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`04-00021-0000-00005`
Alternative APN	`040002100005`

Interior

Stories	2 Stories
Building Area	2,390 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14 LAUREN CT
City	STANHOPE
State	NJ
Zip	07874-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WATERLOO VILLAGE ESTATES 02
Legal Block	21
Legal Lot Number	5
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2019
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LAUREN CT, STANHOPE, NJ 07874-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Feb 10, 2004 · Amount on Record
Deed Document Number	202210290280
Deed Book / Page	3654 / 34
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 24, 2022
Property Address	14 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0036540034
Book / Page	3654 / 34
Instrument Date	Oct 14, 2022
Instrument	20221024010290280
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 LAUREN CT, 14, STANHOPE, NJ 07874-3440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAUREN CT, STANHOPE, NJ 07874-3440

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	14 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0096150804
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0096150804
Date	Jun 26, 2018
Book Page	009615/000804
Instrument	131760

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	14 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0095990955
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	MAJESTIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0095990955
Date	May 2, 2018
Book Page	009599/000955
Instrument	91180

Lender

Name	SOMERSET SVGS BK
Type	Federal Savings Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,000 (-) Land $131,000 Building $217,000	$348,000 (-) Land $131,000 Building $217,000
2025	$13,986.00 (+4.94%)	$348,000 (-) Land $131,000 Building $217,000	$348,000 (-) Land $131,000 Building $217,000
2024	$13,328.00 (+4.65%)
2023		$348,000 Land $131,000 Building $217,000	$348,000 Land $131,000 Building $217,000
2022	$12,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: T-Mobile.

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