10 Lauren Ct, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 10 Lauren Ct, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 1988
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jul 2000)
Tax Bill	$13,440 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-00021-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00021-0000-00007`
Alternative APN	`040002100007`

Interior

Stories	2 Stories
Building Area	2,390 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached

Location & Zoning

Street Address	10 LAUREN CT
City	STANHOPE
State	NJ
Zip	07874-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WATERLOO VILLAGE ESTATES 2
Legal Block	21
Legal Lot Number	7
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2019
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	142 CRYSTAL TER, MOUNT BETHEL, PA 18343-5773
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Apr 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK
Sep 18, 2017	Quit Claim Deed, Mortgage · Line of Credit VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2000 · Amount on Record
Deed Sale	Jul 17, 2000 · Amount on Record
Prior Sale	Sep 11, 1997 · Amount on Record
Deed Document Number	200013826
Deed Book / Page	2474 / 98
Last Transfer Date	Mar 8, 2019
Transfer Doc	0035120862
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 LAUREN CT, STANHOPE, NJ 07874-3440
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100100049
Date	Aug 16, 2021
Book Page	10010/49
Instrument	20210816010249790

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 LAUREN CT, STANHOPE, NJ 07874-3440
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099750745
Date	Jun 17, 2021
Book Page	9975/745
Instrument	20210617010173850

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 LAUREN CT, STANHOPE, NJ 07874-3440
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098860314
Date	Dec 22, 2020
Book Page	9886/314
Instrument	20201222010273820

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2030

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 1, 2019
Property Address	10 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0035120862
Book / Page	003512 / 000862
Instrument Date	Mar 8, 2019
Instrument	54440
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0095660467
Book / Page	009566 / 000467
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Mortgage

Document Number	0095660467
Date	Jan 5, 2018
Book Page	009566/000467
Instrument	4030

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 4, 2028

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 18, 2017
Property Address	10 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0034450322
Book / Page	003445 / 000322
Instrument Date	Aug 30, 2017
Instrument	194390
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 WILSON TER LIVINGSTON NJ 070392941, LIVINGSTON, NJ 07039-2941

Mortgage

Document Number	95330750
Date	Sep 18, 2017
Book Page	009533/000750
Instrument	202210

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,400 (-) Land $131,000 Building $203,400	$334,400 (-) Land $131,000 Building $203,400
2025	$13,440.00 (+4.93%)	$334,400 (-) Land $131,000 Building $203,400	$334,400 (-) Land $131,000 Building $203,400
2024	$12,808.00 (+4.65%)
2023		$334,400 Land $131,000 Building $203,400	$334,400 Land $131,000 Building $203,400
2022	$12,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

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