12 Lauren Ct, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 12 Lauren Ct, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,096 sqft · built 1988
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2021)
Tax Bill	$14,336 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-00021-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`04-00021-0000-00006`
Alternative APN	`040002100006`

Interior

Building Area	2,096 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	19,994 sqft (0.459 acres)

Location & Zoning

Street Address	12 LAUREN CT
City	STANHOPE
State	NJ
Zip	07874-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WATERLOO VILLAGE ESTATES II
Legal Block	21
Legal Lot Number	6
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2019
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 LAUREN CT, STANHOPE, NJ 07874-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Oct 25, 2003 · Amount on Record
Deed Document Number	202110043200
Deed Book / Page	3580 / 159
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0035800159
Record Updated	Oct 29, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 25, 2021
Property Address	12 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0035800159
Book / Page	3580 / 159
Instrument Date	Sep 1, 2020
Instrument	20210225010043200
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	REAL ESTATE TITLE, REAL SAFE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 LAUREN CT, 12, STANHOPE, NJ 07874-3440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SHERWOOD DRIVE, ANDOVER, NJ

Mortgage

Document Number	20210225010043210
Date	Feb 25, 2021
Instrument	20210225010043210

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 13, 2020
Property Address	12 LAUREN CT, STANHOPE, NJ 07874-3440
Document Number	0035630903
Book / Page	003563 / 000903
Instrument Date	Jun 16, 2020
Instrument	6160170
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREN CT STANHOPE NJ 078743440, STANHOPE, NJ 07874-3440

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,700 (-) Land $131,000 Building $225,700	$356,700 (-) Land $131,000 Building $225,700
2025	$14,336.00 (+4.93%)	$356,700 (-) Land $131,000 Building $225,700	$356,700 (-) Land $131,000 Building $225,700
2024	$13,662.00 (+4.65%)
2023		$356,700 Land $131,000 Building $225,700	$356,700 Land $131,000 Building $225,700
2022	$13,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

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