7 Howard Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 7 Howard Rd, Fort Wright, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage1,248 sqft Finished Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$157,500 (2017)
Tax Bill$1,659.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-20-00-085.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,248 sqft Finished Area
Gross Area1,601 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1948
Exterior MaterialBrick Exterior
Foundation TypeBlock Foundation
Lot Area7,405 sqft (0.169 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0412000085.00
Street Address7 HOWARD RD
CityFT WRIGHT
StateKY
Zip41011-2731
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON WOODS REV 1-2 LOT 51
Legal SubdivisionBARRINGTON WOODS
Legal Phase21-2
Legal Lot Number51
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract64800

Owner

Source: Kenton County records · APN 041-20-00-085.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 HOWARD RD, FT WRIGHT, KY 41011-2731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
May 30, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BENCHMARK MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Prior SaleOct 05, 2011 · Amount on Record
Deed Doc Number0006169232
Deed Book / Page6169 / 232
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7 HOWARD RD, COVINGTON, KY 41011-2731
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900068
DateMar 11, 2021
Book Page181/431
Instrument21031105900068
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 30, 2017
Property Address7 HOWARD RD, COVINGTON, KY 41011-2731
Document Number0000000097
Book / Page0C6169 / 000232
Instrument DateMay 26, 2017
Instrument97
Transaction TypeTransfer
Record UpdatedJun 09, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$157.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7 HOWARD RD COVINGTON KY 410112731, COVINGTON, KY 41011-2731

Mortgage

Document Number98
DateMay 30, 2017
Book Page0C6169/000235
Instrument98
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 29, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,659.00 (-7.06%)$167,500 (-) Land $40,000 Building $127,500$167,500 (-) Land $40,000 Building $127,500
2023$1,785.00$167,500 Land $40,000 Building $127,500$167,500 Land $40,000 Building $127,500

Flood & Wildfire

7 Howard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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