11 Howard Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 11 Howard Rd, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,630 sqft · built 1946
Lot Size	0.15 acres (6,534 sqft)
Owner	Owner Name on File
Last Sale	$150,000 (Apr 2010)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-20-00-088.00`

Property Details

APN / Parcel Number

Primary APN	`041-20-00-088.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,630 sqft Finished Area
Gross Area	1,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0412000088.00
Street Address	11 HOWARD RD
City	FT WRIGHT
State	KY
Zip	41011-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRINGTON WOODS REV 1-2 45' LOT 49
Legal Subdivision	BARRINGTON WOODS
Legal Phase	21-2
Legal Lot Number	49
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	64800

Owner

Source: Kenton County records · APN 041-20-00-088.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	11 HOWARD RD, FT WRIGHT, KY 41011-2731
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2010 · Amount on Record
Deed Sale	Apr 28, 2010 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	0004274228
Deed Book / Page	4274 / 228
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	11 HOWARD RD, COVINGTON, KY 41011-2731
Document Number	0000000182
Book / Page	0C6183 / 000279
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HOWARD RD COVINGTON KY 410112731, COVINGTON, KY 41011-2731

Mortgage

Document Number	0000000182
Date	Jun 19, 2017
Book Page	0C6183/000279
Instrument	182

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+41.79%)	$217,800 (+52.52%) Land $40,000 Building $177,800	$217,800 (+52.52%) Land $40,000 Building $177,800
2023	$1,522.00	$142,800 Land $40,000 Building $102,800	$142,800 Land $40,000 Building $102,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.