13 Howard Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 13 Howard Rd, Fort Wright, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1947
Square Footage1,248 sqft Finished Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$181,500 (2021)
Tax Bill$1,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-20-00-088.01

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,248 sqft Finished Area
Gross Area1,328 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1947
Exterior MaterialBrick Exterior
Foundation TypeBlock Foundation
Lot Area7,405 sqft (0.169 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0412000088.01
Street Address13 HOWARD RD
CityFT WRIGHT
StateKY
Zip41011-2731
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON WOODS REV 1-2 PT LOTS 48-49
Legal SubdivisionBARRINGTON WOODS
Legal Phase21-2
Legal Lot Number48,49
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract64800

Owner

Source: Kenton County records · APN 041-20-00-088.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13 HOWARD RD, FT WRIGHT, KY 41011-2731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Apr 07, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SIBCY CLINE MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleApr 07, 2017 · Amount on Record
Deed Doc Number0000077505
Deed Book / Page77 / 505
Record RefreshedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 15, 2021
Property Address13 HOWARD RD, COVINGTON, KY 41011-2731
Document Number0005900267
Book / Page77 / 505
Map ReferencePL 482 B
Instrument DateMar 10, 2021
Instrument21031505900267
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5944 CRITTENDEN DR, 5944, CINCINNATI, OH 45244-3954

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address13 HOWARD RD, COVINGTON, KY 41011-2731

Mortgage

Document Number0005900268
DateMar 15, 2021
Instrument21031505900268
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 07, 2017
Property Address13 HOWARD RD, COVINGTON, KY 41011-2731
Document Number0000000197
Book / Page0C6132 / 000289
Instrument DateMar 27, 2017
Instrument197
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 HOWARD RD COVINGTON KY 410112731, COVINGTON, KY 41011-2731

Mortgage

Document Number198
DateApr 07, 2017
Book Page0C6132/000293
Instrument198
Lender
NameSIBCY CLINE MTG SVCS
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 06, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,798.00 (-7.03%)$181,500 (-) Land $40,000 Building $141,500$181,500 (-) Land $40,000 Building $141,500
2023$1,934.00$181,500 Land $40,000 Building $141,500$181,500 Land $40,000 Building $141,500

Flood & Wildfire

13 Howard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Howard Rd

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