12 Howard Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 12 Howard Rd, Fort Wright, KY 41011 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1945
Square Footage1,440 sqft Finished Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$252,000 (2023)
Tax Bill$2,497.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-20-00-089.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,440 sqft Finished Area
Gross Area1,520 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialBrick Exterior
Lot Area6,970 sqft (0.16 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address12 HOWARD RD
CityFT WRIGHT
StateKY
Zip41011-2732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON WOODS REV 1-2 SW 48' LOT 65
Legal SubdivisionBARRINGTON WOODS
Legal Phase21-2
Legal Lot Number65
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3004
Census Tract64800

Owner

Source: Kenton County records · APN 041-20-00-089.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 HOWARD RD, FT MITCHELL, KY 41011-2732
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
VAN DYK MORTGAGE CORP
Oct 24, 2023Deed, Transfer
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
WESBANCO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleSep 03, 2020 · Amount on Record
Deed Doc Number2023252
Deed Book / Page253 / 748
Last Transfer DateJan 19, 2024
Transfer Doc0005900127
Record RefreshedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJan 31, 2024
Property Address12 HOWARD RD, COVINGTON, KY 41011-2732
Document Number0005900127
Book / PageKC 267 / 623
Map ReferencePL 482A
Instrument DateJan 19, 2024
Instrument24013105900127
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12 HOWARD RD, COVINGTON, KY 41011-2732

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 HOWARD RD, COVINGTON, KY 41011-2732

Mortgage

Document Number0005900128
DateJan 31, 2024
Instrument24013105900128
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateOct 24, 2023
Property Address12 HOWARD RD, COVINGTON, KY 41011-2732
Document Number0005900252
Book / PageKC 253 / 748
Map ReferencePL 482A
Instrument DateOct 23, 2023
Instrument23102405900252
Transaction TypeTransfer
Record UpdatedNov 06, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12 HOWARD RD, COVINGTON, KY 41011-2732

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12 HOWARD RD, COVINGTON, KY 41011-2732

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address12 HOWARD RD, COVINGTON, KY 41011-2732
Document Number0000000044
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12 HOWARD RD COVINGTON KY 410112732, COVINGTON, KY 41011-2732

Mortgage

Document Number0000000044
DateSep 03, 2020
Book Page000M93/000066
Instrument44
Lender
NameWESBANCO BK
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 02, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,497.00 (+49.43%)$252,000 (+60.71%) Land $40,000 Building $212,000$252,000 (+60.71%) Land $40,000 Building $212,000
2023$1,671.00 (-2.39%)$156,800 (-) Land $40,000 Building $116,800$156,800 (-) Land $40,000 Building $116,800
2022$1,712.00$156,800 Land $40,000 Building $116,800$156,800 Land $40,000 Building $116,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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