Monmouth County and Rumson Borough property record for 7 Heathcliff Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 7,166 sqft · built 2014 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,900,000 (Oct 2020) |
| Tax Bill | $40,250 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00118-0000-00007 |
| Primary APN | 41-00118-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 7,166 sqft Living Area |
| 1st Floor Area | 7,166 sqft |
| Upper Floors Area | 3,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Type | Built-in |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Patio Area | 572 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 214300 |
|---|---|
| Street Address | 7 HEATHCLIFF RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | HEATHCOTE FARMS |
| Legal Block | 118 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 HEATHCLIFF RD, RUMSON, NJ 07760-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2020 | Grant Deed, Transfer · Conventional Mortgage BCB CMNTY BK |
| Nov 21, 2017 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 2020123285 |
| Deed Book / Page | 9451 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 21, 2020 |
| Property Address | 7 HEATHCLIFF RD, RUMSON, NJ 07760-1203 |
| Document Number | 0000123285 |
| Book / Page | 009451 / 000305 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 123285 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 HEATHCLIFF RD RUMSON NJ 077601203, RUMSON, NJ 07760-1203 |
| Document Number | 123286 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 009451/000337 |
| Instrument | 123286 |
| Name | BCB CMNTY BK |
|---|---|
| Type | Bank |
| Address | BAYONNE, NJ 07002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 21, 2017 |
| Property Address | 7 HEATHCLIFF RD, RUMSON, NJ 07760-1203 |
| Document Number | 0000113658 |
| Book / Page | 009259 / 007500 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 113658 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | TRUEX ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 HEATHCLIFF RD RUMSON NJ 077601203, RUMSON, NJ 07760-1203 |
| Document Number | 113659 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 009259/007507 |
| Instrument | 113659 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,324,700 (+12.71%) Land $1,688,600 Building $2,636,100 | $4,324,700 (+12.71%) Land $1,688,600 Building $2,636,100 | |
| 2025 | $40,250.00 (+2.26%) | $3,837,000 (+14.23%) Land $1,570,500 Building $2,266,500 | $3,837,000 (+14.23%) Land $1,570,500 Building $2,266,500 |
| 2024 | $39,362.00 (+0.25%) | ||
| 2023 | $3,358,900 Land $1,451,100 Building $1,907,800 | $3,358,900 Land $1,451,100 Building $1,907,800 | |
| 2022 | $39,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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