Monmouth County and Rumson Borough property record for 11 Heathcliff Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 7,002 sqft · built 2023 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,130,000 (Dec 2018) |
| Tax Bill | $44,835 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00118-0000-00006 |
| Primary APN | 41-00118-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 7,002 sqft Living Area |
| 1st Floor Area | 3,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,776 sqft |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Patio Area | 1,000 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 214200 |
|---|---|
| Street Address | 11 HEATHCLIFF RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | BROADMOOR |
| Legal Block | 118 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 803800 |
11 Heathcliff Rd is owned and occupied by two individuals who bought it in December 2018.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 HEATHCLIFF RD, RUMSON, NJ 07760-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIS MORTGAGE CO INC |
| Dec 18, 2018 | Grant Deed, Transfer · Conventional Mortgage ATLANTIS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Prior Sale | Nov 12, 1996 · Amount on File |
| Deed Document Number | 2018120698 |
| Deed Book / Page | 9327 / 4740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 HEATHCLIFF RD, RUMSON, NJ 07760-1203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095642480 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 9564/2480 |
| Instrument | 2021176998 |
| Name | ATLANTIS MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | WEST LONG BRANCH, NJ 07764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 18, 2018 |
| Property Address | 11 HEATHCLIFF RD, RUMSON, NJ 07760-1203 |
| Document Number | 0000120698 |
| Book / Page | 009327 / 004740 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 120698 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | RED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 HEATHCLIFF RD RUMSON NJ 077601203, RUMSON, NJ 07760-1203 |
| Document Number | 120699 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 009327/004785 |
| Instrument | 120699 |
| Name | ATLANTIS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WEST LONG BRANCH, NJ 07764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 11 Heathcliff Rd was $44,835, up 2.9% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,853,900 (+13.57%) Land $1,811,100 Building $3,042,800 | $4,853,900 (+13.57%) Land $1,811,100 Building $3,042,800 | |
| 2025 | $44,835.00 (+2.92%) | $4,274,100 Land $1,684,500 Building $2,589,600 | $4,274,100 Land $1,684,500 Building $2,589,600 |
| 2024 | $43,561.00 | ||
| 2023 | $1,551,600 Land $1,551,600 | $1,551,600 Land $1,551,600 | |
| 2022 | $19,167.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Heathcliff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Heathcliff Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures