5 Heathcliff Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 5 Heathcliff Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,666 sqft · built 1990
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Jan 2016)
Tax Bill	$26,354 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-00118-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`41-00118-0000-00008`
Alternative APNs	`410011800008` `214400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,666 sqft Living Area
1st Floor Area	2,796 sqft
Upper Floors Area	2,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	65,776 sqft
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Patio Area	576 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	214400
Street Address	5 HEATHCLIFF RD
City	RUMSON
State	NJ
Zip	07760-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	HEATHCOTE FARMS
Legal Block	118
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4009
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 HEATHCLIFF RD, RUMSON, NJ 07760-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 28, 2024	Intrafamily Transfer, Transfer
Dec 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2016 · Amount on Record
Deed Sale	Jan 7, 2016 · Amount on Record
Prior Sale	Oct 20, 1999 · Amount on Record
Deed Document Number	20161350
Deed Book / Page	9147 / 3524
Last Transfer Date	Jan 22, 2024
Transfer Doc	0096792483
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 HEATHCLIFF RD, RUMSON, NJ 07760-1203
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HEATHCLIFF RD, RUMSON, NJ 07760-1203

Mortgage

Document Number	0097707102
Date	Dec 16, 2025
Book Page	9770/7102
Instrument	2025100227

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 28, 2024
Property Address	5 HEATHCLIFF RD, RUMSON, NJ 07760-1203
Document Number	0096792483
Book / Page	9679 / 2483
Instrument Date	Jan 22, 2024
Instrument	2024013519
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 BINGHAM AVE, RUMSON, NJ 07760-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HEATHCLIFF RD, RUMSON, NJ 07760-1203

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 HEATHCLIFF RD, RUMSON, NJ 07760-1203
Document Number	0000004535
Book / Page	009207 / 005891
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	TITLE RSRC GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 HEATHCLIFF RD RUMSON NJ 077601203, RUMSON, NJ 07760-1203

Mortgage

Document Number	0000004535
Date	Jan 12, 2017
Book Page	009207/005891
Instrument	4535

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,792,300 (+11.15%) Land $1,720,600 Building $1,071,700	$2,792,300 (+11.15%) Land $1,720,600 Building $1,071,700
2025	$26,354.00 (+1.81%)	$2,512,300 (+12.84%) Land $1,600,200 Building $912,100	$2,512,300 (+12.84%) Land $1,600,200 Building $912,100
2024	$25,886.00 (+2.26%)
2023		$2,226,500 (+13.19%) Land $1,474,000 Building $752,500	$2,226,500 (+13.19%) Land $1,474,000 Building $752,500
2022	$25,315.00 (+1.43%)	$1,967,000 Land $1,260,100 Building $706,900	$1,967,000 Land $1,260,100 Building $706,900
2021	$24,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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