Monmouth County and Rumson Borough property record for 2 Heathcliff Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,889 sqft · built 1952 |
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Oct 2024) |
| Tax Bill | $22,029 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00117-0000-00003 |
| Primary APN | 41-00117-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,889 sqft Living Area |
| 1st Floor Area | 2,889 sqft |
| Upper Floors Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 66,211 sqft |
| Garage Area | 512 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 211900 |
|---|---|
| Street Address | 2 HEATHCLIFF RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | HEATHCOLE FARMS |
| Legal Block | 117 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records · APN 41-00117-0000-00003
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Sep 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WILLIAM PENN BANK FSB |
| Jul 18, 2022 | Bargain and Sale Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 202472680 |
| Deed Book / Page | 9709 / 515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 2 HEATLICLIFF RD, LOCUST, NJ 07760 |
| Document Number | 0097680429 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 9768/429 |
| Instrument | 2025095505 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.98% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 191 MONMOUTH AVE, ATLANTIC HIGHLANDS, NJ 07716-2225 |
| Document Number | 0096171864 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 9617/1864 |
| Instrument | 2022097735 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Address | AUDUBON, NJ 08106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 18, 2022 |
| Property Address | 2 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Document Number | 0096054821 |
| Book / Page | 9605 / 4821 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022073475 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $20,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 HEATHCLIFF RD, 2, RUMSON, NJ 07760-1204 |
| Name | Verified Name |
|---|---|
| Address | 191 NIBNIYTG AVENUE, ATLANTIC HIGHLANDS, NJ 07716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 HEATHCLIFF RD, RUMSON, NJ 07760-1204 |
| Document Number | 0000120723 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 2 HEATHCLIFF RD RUMSON NJ 077601204, RUMSON, NJ 07760-1204 |
| Document Number | 0000120723 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 009385/009678 |
| Instrument | 120723 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,366,800 (+12.7%) Land $1,714,100 Building $652,700 | $2,366,800 (+12.7%) Land $1,714,100 Building $652,700 | |
| 2025 | $22,029.00 (-6.97%) | $2,100,000 (+58.49%) Land $1,594,100 Building $505,900 | $2,100,000 (+58.49%) Land $1,594,100 Building $505,900 |
| 2024 | $23,680.00 (+32.29%) | ||
| 2023 | $1,325,000 Land $1,300,000 Building $25,000 | $1,325,000 Land $1,300,000 Building $25,000 | |
| 2022 | $17,900.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 75 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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