7 Guardian Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 7 Guardian Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 1999
Lot Size	0.72 acres (31,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2006)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-238.17`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-238.17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,164 sqft (0.72 acres)
Lot Dimensions	294 ft deep x 106 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 GUARDIAN DR
City	WILDER
State	KY
Zip	41076-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 SEC 1 RESERVE AT SENTINEL POINTE
Legal Subdivision	RESERVE AT SENTINEL POINTE
Legal Lot Number	35
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53302

Owner

Source: Campbell County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 GUARDIAN DR, WILDER, KY 41076-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2006 · Amount on Record
Deed Sale	May 4, 2006 · Amount on Record
Prior Sale	Aug 25, 1999 · Amount on Record
Deed Document Number	200605 04 019 00196
Deed Book / Page	696 / 376
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	7 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GUARDIAN DR, WILDER, KY 41076-9714

Mortgage

Document Number	0005141529
Date	Oct 6, 2021
Book Page	M2311/7
Instrument	5141529

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	7 GUARDIAN DR, WILDER, KY 41076-9714
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005140754
Date	Sep 27, 2021
Book Page	M2309/118
Instrument	5140754

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (+12.32%)	$322,500 (+11.02%) Land $65,000 Building $257,500	$322,500 (+11.02%) Land $65,000 Building $257,500
2023	$2,905.00 (-4.75%)	$290,500 (-) Land $65,000 Building $225,500	$290,500 (-) Land $65,000 Building $225,500
2022	$3,050.00	$290,500 Land $65,000 Building $225,500	$290,500 Land $65,000 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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