6 Guardian Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 6 Guardian Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	2,596 sqft · built 1999
Owner	Individual Name on Record
Last Sale	$475,000 (Aug 2023)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-238.04`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-238.04`

Interior

Stories	2 Stories
Building Area	2,596 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919238.04
Street Address	6 GUARDIAN DR
City	WILDER
State	KY
Zip	41076-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SEC 1 RESERVE AT SENTINEL POINTE
Legal Subdivision	RESERVE AT SENTINEL POINTE
Legal Lot Number	1
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2010
Census Tract	53302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6 GUARDIAN DR, WILDER, KY 41076-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Sep 17, 1999 · Amount on Record
Deed Document Number	5189497
Deed Book / Page	D853 / 897
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	6 GUARDIAN DR, WILDER, KY 41076-9715
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GUARDIAN DR, WILDER, KY 41076-9715

Mortgage

Document Number	0005991856
Date	Sep 19, 2025
Book Page	M2467/140
Instrument	5991856

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	6 GUARDIAN DR, WILDER, KY 41076-9715
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GUARDIAN DR, WILDER, KY 41076-9715

Mortgage

Document Number	0005197433
Date	Oct 6, 2023
Book Page	M2394/640
Instrument	5197433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 24, 2023
Property Address	6 GUARDIAN DR, WILDER, KY 41076-9715
Document Number	0005189497
Book / Page	D853 / 897
Map Reference	SL E-275B
Instrument Date	Aug 22, 2023
Instrument	5189497
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	858 FAIRBANKS LN, SOUTHGATE, KY 41071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	858 FAIRBANKS LN, SOUTHGATE, KY 41071

Mortgage

Document Number	0005189501
Date	Aug 24, 2023
Instrument	5189501

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	6 GUARDIAN DR, WILDER, KY 41076-9715
Document Number	0005055412
Book / Page	002106 / 000630
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 GUARDIAN DR WILDER KY 410769715, WILDER, KY 41076-9715

Mortgage

Document Number	0005055412
Date	Apr 20, 2017
Book Page	002106/000630
Instrument	5055412

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CINCINNATI, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,807.00 (+57.09%)	$475,000 (+34.79%) Land $62,000 Building $413,000	$475,000 (+34.79%) Land $62,000 Building $413,000
2023	$3,060.00 (-17.3%)	$352,400 (-) Land $62,000 Building $290,400	$352,400 (-) Land $62,000 Building $290,400
2022	$3,700.00	$352,400 Land $62,000 Building $290,400	$352,400 Land $62,000 Building $290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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